

Want it
Create your account in moments and select
Zip at checkout

Get it
We pay the store, you get the goods,
nothing to pay today

Own it
Choose how you pay us back over time,
interest free

The smarter way to pay for what you want today

Reusable Account
We give you one account with one monthly statement, no matter how many times you shop

Interest Free
No interest, hidden fees or upfront payments
Flexible Payments
Choose repayments that suit your lifestyle – weekly, fortnightly or monthly

We own easy
We only charge a $6 monthly account fee when you have an outstanding account balance.
If you pay off your balance by the due date, we’ll waive the fee.
That's it. Easy.
CREATE YOUR ACCOUNTFAQs
What is Zip Pay?
Zip Pay is a reusable account of up to $1000 that lets you shop now and pay later. No upfront payments and interest free always. Make as many purchases as you like up to your account limit, then set up flexible repayments to suit your lifestyle. Easy as.
How does it work?
Zip Pay is a reusable account of up to $1000 that lets you shop now and pay later. No upfront payments and interest free always. Make as many purchases as you like up to your account limit, then set up flexible repayments to suit your lifestyle. Easy as.
How do repayments work?
Zip Pay is a reusable account of up to $1000 that lets you shop now and pay later. No upfront payments and interest free always. Make as many purchases as you like up to your account limit, then set up flexible repayments to suit your lifestyle. Easy as.
Am I eligible for Zip Pay?
Zip Pay is a reusable account of up to $1000 that lets you shop now and pay later. No upfront payments and interest free always. Make as many purchases as you like up to your account limit, then set up flexible repayments to suit your lifestyle. Easy as.
What are the fees?
Zip Pay is a reusable account of up to $1000 that lets you shop now and pay later. No upfront payments and interest free always. Make as many purchases as you like up to your account limit, then set up flexible repayments to suit your lifestyle. Easy as.
How do refunds work?
Zip Pay is a reusable account of up to $1000 that lets you shop now and pay later. No upfront payments and interest free always. Make as many purchases as you like up to your account limit, then set up flexible repayments to suit your lifestyle. Easy as.
Zip is an Australian ASX listed company
Visit: https://zip.co/